This checklist covers moving to Spain from the UK in 2026, in order, from the residence visa application to exchanging your driving licence.
What changed for UK movers in 2025 and 2026
Five changes affect anyone moving from the UK to Spain in 2026: biometric border checks are now fully in force, UK-issued EU pet passports no longer work, cheap voluntary National Insurance from abroad has ended, the Golden Visa has closed, and the ETIAS travel authorisation is still on the way, although its launch has slipped. If you are working from an older checklist, check every item below against it.
| Change | Date | What it means for a UK mover |
|---|---|---|
| EU Entry/Exit System (EES) fully in force | 10 April 2026 | Passport stamps have been replaced by fingerprint and photo registration for short-stay visitors at Schengen borders. Once you hold a TIE residence card, UK government guidance says you do not need to register with EES. |
| EU pet passports restricted to EU residents | 22 April 2026 | Pet passports issued to people living in Great Britain may no longer be accepted. UK-based owners need an Animal Health Certificate for each pet. |
| Voluntary Class 2 National Insurance closed to people abroad | 6 April 2026 | You can no longer protect your UK State Pension record at the old Class 2 rate of £3.50 a week. Class 3 costs £18.40 a week in 2026/27, and new applicants need 10 consecutive years of UK residence or 10 years of qualifying contributions. |
| Golden Visa abolished | New applications closed 3 April 2025 | Buying a €500,000 property no longer gives you the right to live in Spain. |
| New Spanish immigration regulation (Real Decreto 1155/2024) | In force 20 May 2025 | Revised permit lengths, renewals and family reunification rules across most routes. |
| ETIAS travel authorisation | Not yet in operation; reported in July 2026 to be delayed until 2027 | Visitors will pay €20 for an authorisation expected to be valid for up to three years. The European Commission will announce the start date several months in advance. |
Correcting a common assumption: Many UK articles still say that British people can “try Spain out” by staying for six months at a time. The visa-free allowance is 90 days in any 180-day period across the whole Schengen area, and GOV.UK warns that overstaying can lead to a ban of up to three years. Since 10 April 2026, your entries and exits are recorded digitally, so overstays are far easier for border staff to detect.
ETIAS timing is uncertain. The official timetable pointed to the final quarter of 2026, but in July 2026 travel industry media reported that eu-LISA, the agency running the system, expected launch to slip into 2027. ETIAS was not in operation in October 2026, and the European Commission has said it will announce the start date several months in advance. Residence card holders are not expected to need ETIAS, but check the official EU travel website before you book visits on a passport alone.
Which visa route fits you: a comparison
British citizens who were not living in Spain before 1 January 2021 are treated as non-EU nationals, so you must choose a visa route before you move. The right route depends on how you will support yourself.
| Route | Who it suits | Money test (2026) | Can you work? | Where you apply |
|---|---|---|---|---|
| Non-lucrative visa | Retirees and people living on savings, pensions or rental income | €28,800 a year for one person, plus €7,200 per dependant | No work of any kind, including remote work | Spanish consulate in the UK, before you travel |
| Digital nomad visa | Remote employees and freelancers with mainly non-Spanish clients | About €2,849 a month: 200% of the 2026 minimum wage (€1,221 in 14 payments), spread over 12 months | Yes, remotely; up to 20% of work may be for Spanish clients | Consulate in the UK, or from inside Spain if you entered legally |
| Work permit or EU Blue Card | People with a job offer from a Spanish employer | A salary at or above the EU Blue Card threshold; your employer can confirm the current figure | Yes, for that employer | Employer starts the process in Spain |
| Withdrawal Agreement residence | UK nationals legally resident in Spain before 1 January 2021 | Not applicable | Yes | Already resident; must hold a TIE |
| Golden Visa | Nobody: closed to new applicants | Not applicable | Not applicable | Closed since 3 April 2025 |
Check how the income figure is calculated. The non-lucrative figure is settled: it is 400% of the IPREM, which remains €600 a month in 2026. For the digital nomad visa, some sources quote about €2,442 a month by doubling the monthly minimum wage without spreading the two extra payments across the year. Plan around the higher figure of about €2,849 and confirm with the consulate handling your file. Our Spain digital nomad visa guide and how to get residency in Spain explain both calculations. A visa lawyer in Spain can check your figures before you apply.
Both main routes require comprehensive private health insurance from an insurer authorised in Spain. For the non-lucrative visa, the Spanish consulate in London says the policy must cover all the risks covered by Spain’s public health system, so travel insurance is not enough.
Checklist: 6 to 12 months before you move
Start the visa paperwork at least six months ahead, because UK documents must be obtained, apostilled and often translated before the consulate will accept them.
Do not book a one-way flight on the strength of the 90-day rule. Applying for the non-lucrative visa from inside Spain is not the standard route; it is applied for at the consulate for your place of legal residence, which for most readers is the UK.
Checklist: 1 to 3 months before you move
In the final months, the priorities are the visa appointment, health insurance, removals and somewhere to live on arrival.
Checklist: tying up your affairs in the UK
Before you leave, tell HMRC, deal with your State Pension record, and sort out anything that depends on a UK address.
| Task | Why it matters | Notes |
|---|---|---|
| Tell HMRC you are leaving | Ends UK tax residence correctly and can trigger a tax refund | Usually done with form P85 if you have been employed |
| Review your National Insurance record | Gaps reduce your UK State Pension | From 6 April 2026, Class 3 at £18.40 a week is the only voluntary option abroad; new applicants need 10 consecutive years of UK residence or 10 years of qualifying contributions |
| State Pension (if already claiming) | Payments continue to Spain | Tell the International Pension Centre about your new address |
| Healthcare funding | State pensioners can have Spanish healthcare funded by the UK | Request an S1 from NHS Overseas Healthcare Services before you go |
| Register as an overseas voter | Keeps your vote in UK elections | The 15-year limit on overseas voting was removed in January 2024 |
| Driving licence | You cannot renew a UK licence once resident in Spain | Exchange it in Spain within six months of becoming resident |
| Blue badge | Not valid once you live abroad | Return it to the UK issuing authority |
| Banks, ISAs and investments | Some UK providers restrict non-resident customers | Check each provider’s rules before you change address |
Transitional rule for existing voluntary payers. If you applied to pay voluntary Class 2 or Class 3 for 2024/25 or 2025/26 on or before 5 April 2026, you may still pay Class 3 for time abroad under the old three-year rules, provided you pay those contributions and apply for Class 3 for 2026/27 on or before 5 April 2027. If this affects you, act before that date.
Checklist: your first month in Spain
The one-month deadline for your TIE is the most important date on this list, and appointment shortages in large cities make it easy to miss. English-speaking gestors and relocation firms are listed in our Spain directory.
| Step | Where | Deadline or timing | Cost (2026) |
|---|---|---|---|
| Sign a rental contract | Landlord or agent | Week 1 | Deposit and any agency fee |
| Register on the padrón (empadronamiento) | Town hall (ayuntamiento), by appointment | As soon as you have an address | Usually free |
| Pay the TIE fee | Bank or online, form 790 code 012 | Before your fingerprint appointment | About €16.08 for a first temporary residence card |
| Fingerprint appointment for your TIE | National Police foreigners’ office | Within one month of entering Spain on your visa | Included in the fee |
| Collect your TIE | Same police office | Usually a few weeks later | None |
Our guide on how to get residency in Spain explains the difference between the NIE, the TIE and the padrón in full.
Checklist: months 2 to 6 in Spain
Within six months, exchange your driving licence, register an S1 if you have one, and understand your Spanish tax position.
We could not confirm the current DGT fee for a licence exchange from an official source during research, and medical certificate costs vary by centre. Check the DGT website when you book your appointment.
Moving with pets from the UK
Since 22 April 2026, a pet moving from Great Britain to Spain needs an Animal Health Certificate (AHC) rather than an EU pet passport issued to a UK resident.
| Requirement | Detail |
|---|---|
| Microchip | Required, with proof of microchip history |
| Rabies vaccination | Given at least 21 days before travel |
| Animal Health Certificate | One per pet, from your vet; valid for entry within 10 days of issue; the cost depends on the vet |
| Onward travel | The AHC then covers onward travel within the EU and re-entry to Great Britain for six months |
| Once you live in Spain | A Spanish vet can register your pet in Spain and issue a Spanish EU pet passport |
Older UK pet passports may now be refused. Passports issued to people living in Great Britain before 22 April 2026 may no longer be valid for entry. If your pet already holds one, ask your vet before you travel rather than assuming it still works.
Healthcare: what replaces the NHS
Once you live in Spain, the NHS no longer covers you, and a UK GHIC is designed for visits rather than residence. Your Spanish healthcare route depends on your status.
| Your situation | Healthcare route | Key point |
|---|---|---|
| UK State Pension recipient | S1 registered with the INSS | Funded by the UK; you also receive a UK-issued GHIC for travel |
| Employed or self-employed in Spain | Public healthcare through Social Security contributions | Register at your health centre with your social security number |
| Non-lucrative or digital nomad visa holder, not paying into Spanish Social Security | Private health insurance | Required for your visa and residence card |
| Resident for over a year, not working | Possibly the convenio especial (public pay-in scheme) | Requires at least one year of actual residence in Spain and registration on the padrón; not available if the UK funds your care through an S1 |
Prescriptions in the public system usually carry a co-payment of between 10% and 60%. Read healthcare in Spain for expats and how to register for healthcare in Spain for the detail.
The convenio especial monthly cost is set nationally, but regions can charge more. Royal Decree 576/2013 sets the fee at €60 a month under 65 and €157 at 65 and over. Regional governments may increase these amounts if they add services, so check with your regional health authority.
Tax: the UK and Spain side by side
You usually become a Spanish tax resident if you spend more than 183 days a year in Spain or your main economic interests are there, and Spanish residents are taxed on their worldwide income. The UK–Spain double taxation agreement is designed to stop the same income being taxed twice, but it does not remove your reporting duties.
| United Kingdom | Spain | |
|---|---|---|
| Tax year | 6 April to 5 April | Calendar year (1 January to 31 December) |
| What residents are taxed on | Worldwide income (UK residents) | Worldwide income (Spanish residents) |
| Leaving or arriving | Tell HMRC you are leaving | Become resident through day count or centre of interests |
| Foreign asset reporting | Not applicable to UK residents for Spanish assets in the same way | Modelo 720 if assets abroad exceed €50,000 in any one category |
| Special regime for new arrivals | Not applicable | Beckham Law: flat 24% on Spanish employment income up to €600,000, for eligible employees |
Modelo 720 is the Spanish declaration of assets held abroad. The €50,000 limit applies separately to each category (bank accounts, securities and property), and the filing window runs from 1 January to 31 March for the previous year. After a 2022 European Court of Justice ruling, Spain repealed the very heavy penalties that once applied; general penalties now apply instead (€20 per item of data, with a minimum of €300 and a maximum of €20,000). UK savings, ISAs and pensions can all be caught, so many UK movers file this form in their first full year.
Do not assume an ISA stays tax-free. Spain does not recognise the UK’s tax-free status for ISAs, so income and gains inside one can be taxable in Spain once you are resident. Speak to an expat tax adviser about your UK savings before you move. Our guide to taxes for expats living in Spain explains the main rates.